Our Team

Who We Are

We are an insurance-based retirement planning firm whose members have decades of experience helping people achieve their goals.

Why insurance-based? We’re dealing with matters of economic survival and often need to guarantee performance. Things that require safety and guarantees deserve the option of being insured, including retirement income.

We teach strategies that can result in a retirement free from income taxes and the anxiety of risks like healthcare expenses or entirely market-based investing.

Mark R. Cordner

Chartered Retirement Planning Counselor SM
CLTC, FSCP, RFC, CAS, CRPC

Mark Cordner, FSCP, CLTC, CRPC, is president of Golden Years Financial, LLC, and CEO of Golden Years Insurance Services. He is a well-known coordinator of insurance and retirement plans in Southern Nevada. He’s been active in insurance and financial services full-time since 1992 and helps people achieve a work-optional lifestyle. With his employees and a team of independent specialists throughout the country, he provides a broad range of important services to his clients.

Mr. Cordner reads extensively and enjoys teaching adult education classes at the local college. His educational designations include Financial Services Certified Professional (FSCP), Certified Long-Term Care Consultant (CLTC), Registered Financial Consultant (RFC), and Chartered Retirement Planning Counselor (CRPC). He’s served as a leader in many organizations and has qualified for the Million Dollar Round Table, including Top of the Table, a premier organization representing the top 1% of insurance and financial advisors internationally. He’s described as part income planner, life coach, cheerleader, and “polite gadfly.” No stranger to adversity, he believes strongly in risk management.

Mark is married to Naomi Edwards, and they have three children: Joshua, Caleb, and Christy Joy. He is the son of a retired military chaplain and enjoys reading, community service, travel, quiet retreats, and European chocolate.

Associations and Affiliations

– Founding Chairman of the Advisory Board, Best Buddies, NV (2007 – 2015)
– Chairman of the Camelot Honoree Committee (2008) – Opportunity Village
– Advisor/Parent-Supporter – Lifelong Dreams
– Perennial Supporter – BYU Rugby
– Member of the National Association of Insurance and Financial Advisors (NAIFA) – Former Chairman of the Ethics, Multi-Line, and Political Action committee of local chapters
– Former member of the National Tax-Sheltered Accounts Association
– Former member of the National Registry of Elder Planning Advisors
– Multiple Year Qualifier – Million Dollar Round Table, including “Top of The Table”
– Former Senior Board Member and Past President of the BYU Management Society – Las Vegas chapter
– Former Board member and Past President of the BYU Alumni Association – Las Vegas chapter

Phone: (702) 258-4455
Fax: (702) 258-4747
Email: mark@mcordner-associates.com

Daniel J. Carignan, CFP®

Associate Advisor
Investment Advisor Representative

Daniel J. Carignan, CFP®, is an Associate Advisor and Investment Advisor Representative of Golden Years Financial, LLC. He’s spent the majority of his career in Boston, Massachusetts where he left his mark, successfully working in several top Broker-Dealer and Registered Investment Advisory firms. He holds his Securities Industry Essentials (SIE), Series 7, Series 66 and Insurance licenses. Most notably, he has passed the CERTIFIED FINANCIAL PLANNER® exam and holds that professional designation.

As an avid believer in the need for financial literacy in communities and schools, Daniel spent his university and professional career participating as a volunteer in Junior Achievement. He also served as the Treasurer for The University of Rhode Island Financial Management Association, is a former board member of the Business Advisory Board of the Community College of Rhode Island and was a committee member of the Next-Gen sector of The Financial Planning Association.

Daniel and his fiancée, Kelly, share their beloved miniature poodle, Belle. Having parents who both served as civil servants his whole life, Daniel has a deep belief in serving others. His father is a decorated police officer who medically retired due to a job-related injury and his mother is an end-of-life care hospice nurse. Daniel attributes his dedication and core belief of “client first” service to his parents.
In his free time, Daniel enjoys all sports (having coached and played lacrosse, football, and basketball) and especially loves to travel with his family and friends.

Phone: (702) 258-4455
Email: daniel@gyfinancial.com

Amy Watkins

Director of Client Relations
Licensed Insurance Agent

Amy Watkins is passionate about family and community. Her goal is to bring about a better standard of community in Las Vegas, and therefore she loves serving our clients and helping them realize a brighter future through financial planning. Amy is a caregiver by nature, having fostered and adopted several children in addition to caring for her own. She has a very deep, personal understanding of special needs and the importance of providing for the future security of dependents who have limitations. She is licensed for life and health insurance and is working to obtain additional licenses and professional designations so she can support our clients more personally and directly. Amy has experience running a family-owned business and was a teacher in the Clark County School District for many years. In her off hours, she loves spending time with her kids and is up for any adventure life brings.

Giulianne Kirk

Licensed Insurance Agent
Operations Specialist

Giulianne Kirk is a Licensed Insurance Agent and Operations Specialist at Golden Years Financial, supporting clients with annuities, life insurance, and financial planning. A dedicated mother, Giulianne combines her background in quality assurance and data analysis with a warm, client-centered approach. Known for her reliability, she helps clients confidently secure their financial futures.

Tracy Geraldo

Licensed Sales Agent

Tracy Geraldo has more than 30 years of experience in the insurance industry and has been with Mark Cordner & Associates and Golden Years Insurance Services since 2006. She is a licensed agent who excels at helping people solve their insurance-related challenges. She’s exceptional at service details and follow-through and is a very important member of our team. She is a master of detail. Before moving to Las Vegas, Tracy worked for AIG Hawaii Insurance Company.

Mark especially appreciates her loyalty, dependability, and can-do nature. Tracy enjoys the problem-solving aspects of insurance, particularly property and casualty, but loves even more being a mother and grandmother and singing karaoke. She was born in Springfield, Illinois, but grew up in Hawaii, resulting in a love of being at the beach and swimming in the ocean.

Phone: (702) 258-4455
Email: tgeraldo@mcordner-associates.com

Josh Cordner

Life & Health Insurance Agent

Although he doesn’t look like it, Joshua Mark Cordner has an obvious link to the agency’s owner! After 10 years in technology sales and service, most recently with TESLA, he chose to leave the corporate world for a more independent experience helping people. He started assisting people with Medicare plan selection and migrated to life insurance sales. In addition to being an Eagle Scout and a first-degree black belt in karate, he is a gifted landscape photographer who enjoys traveling. Josh loves following the NBA and the Vegas Golden Knights. He and his wife, Cynthia, are passionate about animals and have a bird, a cat, and two dogs.

Naomi Cordner

Administrative Support & Special Events

Naomi has magical powers when it comes to children. A former kindergarten teacher, beloved by children and their parents, she helps organize and staff both public and client events, encourage team members, and otherwise keep the firm’s principal, her husband, Mark, more balanced.

Rita Alleyne-Gouker

Life & Health Insurance Agent

We are excited to have Rita help our clients with Medicare plan selection! She is an experienced executive in financial services with a heart of gold! Rita is not an employee of Golden Years Insurance Services but works cooperatively with us as an independent contractor. Everyone loves Rita for her caring personality and complete integrity.

Want to meet us in person?

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